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You, (the “User”) can access e-paper/e-magzine Meri Saheli (“website”), subject to the terms and conditions of use, as changed/updated from time to time entirely at the discretion of Pioneer Book Co. Pvt. Ltd. (“We/Pioneer Book Co. Pvt. Ltd./Company”), as set out below (“Terms of Use/User Terms of Use”). This Agreement is for an indefinite term, and you understand and agree that you are bound by such terms.

1. The website is owned, managed and operated by Pioneer Book Co. Pvt. Ltd.

2. You must be 18 years of age or older to visit or use the website in any manner. In the event that you are below 18 yrs. of age, you are visiting the website at your own risk and you alone shall be liable for your actions. By visiting this website or accepting these Terms of Use, you represent and warrant to the Company that you are 18 years of age or older, and that you have the right, authority and capacity to use the website and agree to and abide by these Terms of Use. You also represent and warrant to the Company that you will use the website in a manner consistent with any and all applicable laws and regulations.

3. By using the website, you agree to follow and be bound by all terms and conditions concerning your use of the website. Certain areas of the website may have different terms of use posted. If there is a conflict between the Terms of Use and terms of use posted for a specific area of the website, the latter shall have precedence with respect to your use of that area of the website.

4. Pioneer Book Co. Pvt. Ltd. may terminate User’s access to the website, or any part thereof, at any time and for any reason, without any notice. The provisions regarding disclaimer of warranty, accuracy of information, software, database other system or functionality of website and indemnification shall survive such termination. Pioneer Book Co. Pvt. Ltd. may monitor the User’s access to the website.

5. Pioneer Book Co. Pvt. Ltd. may change or discontinue any aspect of the website at any time, including its content or features. Pioneer Book Co. Pvt. Ltd. reserves the right to change the Terms of Use applicable to use of the website. Such changes shall be effective immediately upon notice, which shall be placed on the website.

6. All contents on the website are the exclusive property of Pioneer Book Co. Pvt. Ltd., except the third party content. The software, text, images, graphics, video and audio used on the website belongs to or are licensed to Pioneer Book Co. Pvt. Ltd. or its subsidiaries and affiliates. No material from the website may be copied, modified, reproduced, republished, uploaded, transmitted, posted or distributed in any form without prior written permission from Pioneer Book Co. Pvt. Ltd. All rights not expressly granted herein are reserved. Unauthorised use of the materials appearing on the website may violate copyright, trademark and other applicable laws, and could result in criminal or civil penalties. You are granted a non-exclusive, non-transferable, limited right to access the website and shall avail the services provided by Pioneer Book Co. Pvt. Ltd. on the website .

7. Pioneer Book Co. Pvt. Ltd. does not make any warranties, express or implied, with respect to any service, information, data, software, system, functionality, statements or products made available on the website. The information contained in the website has been obtained from sources believed to be reliable. The website and all content, materials, information, software and services provided on the website are provided on an “as is” and “as available” basis.

8. Pioneer Book Co. Pvt. Ltd. does not warrant that the website will operate error-free or that the website and its servers are free of computer viruses or other harmful mechanisms. If your use of the website or content therein results in the need for servicing or replacing equipment or data, Pioneer Book Co. Pvt. Ltd. is not responsible for any such costs. Website and content are provided on an “as is” basis without any warranties of any kind. Pioneer Book Co. Pvt. Ltd. to the fullest extent permitted by law, disclaims all warranties, whether express or implied, including the fitness for particular purpose and non-infringement. Pioneer Book Co. Pvt. Ltd. makes no warranties about the accuracy, reliability, completeness or timeliness of the content, services, software, text, graphics and links.

9. Pioneer Book Co. Pvt. Ltd. shall not be liable for any damage to User’s computer system or loss of data that result from the download of any content, materials and information from the website or the use of any software, systems, functionality or other services on the website . Under no circumstances will Pioneer Book Co. Pvt. Ltd. be liable in any way for any content, including, but not limited to, inaccurate, false, incomplete, threatening, defamatory, obscene, offensive, illegal content infringement of other’s rights including intellectual property rights, for any errors or omissions in any content, or for any loss or damage of any kind incurred as a result of the use of any content posted or uploaded. Further, under no circumstances shall Pioneer Book Co. Pvt. Ltd. be liable for any unlawful act of the User or its affiliates, relatives, employees or agents including misuse of any data, unfair trade practices, fraud, cyber squatting, hacking and other cyber crimes. In no event shall Pioneer Book Co. Pvt. Ltd., be liable for damages of any kind, including without limitation, direct, incidental or consequential damages (including, but not limited to, damages for lost profits, business interruption and loss of programs or information) arising out of the use of or inability to use website, or any information provided thereon, or any claim attributable to errors, omissions or other inaccuracies in the website.

10. You may not send, submit, post or otherwise transmit, material or messages that contain software virus, or any other files that are designed to interrupt, destroy and negatively affect in any manner whatsoever, any electronic equipment in connection with the use of the website, or other user’s ability to use the website .

11. User agrees to indemnify and hold Pioneer Book Co. Pvt. Ltd. its subsidiaries, affiliates, officers and employees, harmless from any claim, demand or damage, including reasonable attorney’s fees, asserted by any third party due to or arising out of your use of or conduct on the website. Pioneer Book Co. Pvt. Ltd. reserves the right to disclose any personal information about you and your use of the website, including its contents, without your prior permission if Pioneer Book Co. Pvt. Ltd. has good faith or belief that such action is necessary to

• conform to legal requirements or comply with legal process
• protect and defend the rights or property of Pioneer Book Co. Pvt. Ltd. or its affiliated companies
• enforce the Terms of Use or
• act to protect the interest of its members or others

12. The User’s right to privacy is of paramount importance to Pioneer Book Co. Pvt. Ltd. Any information provided by the User will not be shared with any third party, except in the manner provided under these Terms of Use and for the intended purpose for which such information is provided by the User, in which case user’s consent is implied. Pioneer Book Co. Pvt. Ltd. reserves the right to use the information to provide the User a more personalized online experience.

13. If the website provides links to web website s and access to content, products and services from third parties, including users, advertisers, affiliates and sponsors of the website you agree that Pioneer Book Co. Pvt. Ltd. is not responsible for the availability of, and content provided on, third party web website s or content. The User is requested to peruse the policies posted by other web website s regarding privacy and other topics before use. Pioneer Book Co. Pvt. Ltd. is not responsible for third party content accessible through the website, including opinions, advice, statements and advertisements, and User shall bear all risks associated with the use of such content. Pioneer Book Co. Pvt. Ltd. is not responsible for any loss or damage of any sort which User may incur from dealing with any third party.

14. By using any third party content, user may leave the website and be directed to an external website, or to a website maintained by an entity other than Pioneer Book Co. Pvt. Ltd. If you decide to visit any such website, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or any other destructive elements. Pioneer Book Co. Pvt. Ltd. makes no warranty or representation regarding, and does not endorse, any linked websites or the information appearing thereon or any of the products or services described thereon. Links do not imply that Pioneer Book Co. Pvt. Ltd. or the website sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked website is authorized to use any trademark, trade name, logo or copyright symbol of Pioneer Book Co. Pvt. Ltd./merisaheli.com or any of its affiliates or subsidiaries. You hereby expressly acknowledge and agree that the linked website s are not under the control of Pioneer Book Co. Pvt. Ltd. and Pioneer Book Co. Pvt. Ltd. is not responsible for the contents of any linked website or any link contained in a linked website, or any changes or updates to such websites. Pioneer Book Co. Pvt. Ltd. is not responsible for webcasting or any other form of transmission received from any linked website. Pioneer Book Co. Pvt. Ltd. is providing these links to you only as a convenience, and the inclusion of any link shall not be construed to imply endorsement by Pioneer Book Co. Pvt. Ltd. in any manner of the website.

15. For availing the services under the website, registration by the User is required. You will receive a password and account designation upon completing the registration on the website. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. By registering, you agree to the following terms in addition to any other specific terms that shall be posted at an appropriate location of the website. Each registration is for a single individual user only. To access these services, you will be asked to enter your individual username and password. Therefore, we do not permit any of the following:-

a) Any other person sharing your username and password.
b) Any part of the website being cached in proxy servers and accessed by individuals who have not registered with website as users.
c) Access through a single username and password being made available to multiple users on a network.

16. Upon successful registration, user will have to make payment of subscription fee for viewing the content for the time period as has been specified under each plan of subscription fee. From time to time PIONEER BOOK CO. PVT. LTD. as per its sole discretion may provide the option to user for viewing the site content free of cost.

17. Where any subscription fee is required to be paid for availing the services, You acknowledge that PIONEER BOOK CO. PVT. LTD. reserves the unrestricted and discretionary right to change, rearrange, add or delete services offerings, the selections in those offerings, prices, and any other service PIONEER BOOK CO. PVT. LTD. may offer, at any time. PIONEER BOOK CO. PVT. LTD. will endeavour to notify you of any such change and its effective date. Unless otherwise specified, subscriptions fees once paid are non-refundable, provided that in case of failed transaction or duplicate transaction the subscription fees deducted from the User’s account shall be refunded in the source account from which the payment was made. Subscribed services will automatically be cancelled once the subscription period is over and the subscription fee for renewal is not paid. In the event user has opted and consented for standing instructions for automated debit of renewal fee from his bank account/ debit card/credit card, the payment gateway providing services to PIONEER BOOK CO. PVT. LTD. shall deduct the applicable subscription fee for renewal of subscription . PIONEER BOOK CO. PVT. LTD. uses third party payment gateways for collection of credit/debit card or otherpayment instruments wherein yours personalised information incorporated at the time of registration including the name of billing country will be shared. In case of payment gateway failure the same would be communicated to you by the payment gateway provider. PIONEER BOOK CO. PVT. LTD. shall not be responsible for extra currency/conversion charges/deductions/error issues from payment gateway. In the case of failed online transactions, which result in no services, PIONEER BOOK CO. PVT. LTD. offers no guarantees whatsoever for the accuracy or timeliness of the refunds reaching the customers card/bank accounts through the payment gateway.

18. User may at any time cancel the subscription by selecting opt out option in the account settings on the happening of which automated debit of renewal fee from his bank account/ debit card/credit card shall stand cancelled. Nevertheless, user will have access to the services for the remaining period of term till which subscription fee has already been paid by the user. Under no circumstances of whatsoever in nature, user shall not become eligible for any kind of refund including but not limited to the occurrence of early cancellation by the user i.e. before the end of subscription term.

19. Subscription fee may differ from country to country usage.

20. If we reasonably believe that a username and password are being used/misused in any manner as clarified above, we reserve the right to cancel access rights immediately without notice, and block access to all users from that IP address

21. You specifically agree that Pioneer Book Co. Pvt. Ltd. shall not be responsible for unauthorized access to or alteration of your transmissions or data, any material or data sent or received or not sent or received through the website.

22. Prohibited Activities

You shall not host, display, upload, modify, publish, transmit, update or share any information on the website, that

(a) belongs to another person and to which you do not have any right to;
(b) is grossly harmful, harassing, blasphemous, defamatory, obscene, pornographic, paedophilic, libellous, invasive of another’s privacy or hateful, or racially, ethnically objectionable, disparaging, relating or encouraging money laundering or gambling, or otherwise unlawful in any manner whatever;
(c) harm minors in any way;
(d) infringes any patent, trademark, copyright or other proprietary rights;
(e) violates any law for the time being in force;
(f) deceives or misleads the addressee about the origin of such messages or communicates any information that is grossly offensive or menacing in nature;
(g) impersonate another person;
(h) contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer resource;
(i) threatens the unity, integrity, defence, security or sovereignty of India, friendly relations with foreign states, or public order, or causes incitement to the commission of any cognisable offence, or prevents investigation of any offence or is insulting any other nation.

Any content uploaded by you shall be subject to relevant laws and may disabled, or and may be subject to investigation under appropriate laws. Furthermore, if you are found to be in non-compliance with the laws and regulations, these terms, or the privacy policy of the website, we may terminate your account/block your access to the website and we reserve the right to remove any non-compliant content uploaded by you.

Notice of Copyright Infringement

Pioneer Book Co. Pvt. Ltd. is not liable for any infringement of copyright arising out of materials posted on or transmitted through the website, or items advertised on the website, by end-users or any other third parties. In the event you have any grievance in relation to any content uploaded on the website, you may contact our Grievance Officer at copyright. [email protected] ; or write at the following address:

Pioneer Book Co. Pvt. Ltd.,
Gala No. 207, 2nd Floor,
Udyog Mandir No. 2, Mogal Lane,
Mahim (West), Mumbai – 400016

We request you to please provide the following information in your complaint:-

(a) A physical or electronic signature of a person authorized to act on behalf of the copyright owner for the purposes of the complaint
(b) Identification of the copyrighted work claimed to have been infringed
(c) Identification of the material on our website that is claimed to be infringing or to be the subject of infringing activity
(d) The address, telephone number or e-mail address of the complaining party
(e) A statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law
(f) A statement, under penalty of perjury, that the information in the notice of copyright infringement is accurate, and that the complaining party is authorized to act on behalf of the owner of the right that is allegedly infringed

23. Any complaints or concerns with regards to content or to report any abuse of laws or breach of these terms may be taken up with the designated grievance redressal officer as mentioned below, via post or by sending an email to [email protected] or

Grievance Redressal Officer,
Gala No. 207, 2nd Floor,
Udyog Mandir No. 2, Mogal Lane,
Mahim (West), Mumbai – 400016

24. Pioneer Book Co. Pvt. Ltd. reserves the right in its sole discretion to investigate and take legal action against anyone who engages in any illegal or prohibited conduct or otherwise violates these Terms of Use, including without limitation, removing the user content from the website and/or terminating the offending User’s ability to access the website and/or use services therein. Pioneer Book Co. Pvt. Ltd. may take any other action with respect to User content or User actions that it deems necessary or appropriate in its sole discretion if it believes it may create liability for Pioneer Book Co. Pvt. Ltd. or may cause Pioneer Book Co. Pvt. Ltd. to lose (in whole or in part) the services of its ISPs or other suppliers.

25. The user hereby specifically agrees to comply with the requirements of the Information Technology Act, 2000, as also the rules, regulations, guidelines, bye laws and notifications made thereunder, while on the website. The user also undertakes that the content provided by him/her is not defamatory, obscene, threatening, abusive or hateful. The User shall alone be responsible for all his acts, deeds and things and that he/she alone shall be liable for civil and criminal liability there under or under any other law for the time being in force.

26. Pioneer Book Co. Pvt. Ltd. may, if you so choose, send direct mailers to you at the address given by you. You have the option to ‘opt-out’ of this direct mailer by way of links provided at the bottom of each mailer. Pioneer Book Co. Pvt. Ltd. respects your privacy and in the event that you choose to not receive such mailers, Pioneer Book Co. Pvt. Ltd. will take all steps to remove you from the list.

27. Pioneer Book Co. Pvt. Ltd. recognizes the receipt, transmission or distribution of spam emails (unsolicited bulk emails) as a major concern and has taken reasonable measures to minimize the transmission and effect of spam emails in its computing environment. All emails received by Pioneer Book Co. Pvt. Ltd. are subject to spam check. Any email identified as spam will be rejected with sufficient information to the sender for taking necessary action. With this measure, along with other technical spam reduction measures, Pioneer Book Co. Pvt. Ltd. hopes to minimize the effect of spam emails. Pioneer Book Co. Pvt. Ltd., reserves the right to reject and/or report any suspicious spam emails, to the authorities concerned, for necessary action, from time to time.

28. No failure or delay by Pioneer Book Co. Pvt. Ltd. in exercising any right, power or privilege under the Terms of Use will operate as a waiver of it, nor will any single or partial exercise of it preclude any further exercise or the exercise of any right, power or privilege under the Terms of Use.

29. Any user receiving the services outside territory of India where under Indian GST law and/ or other ancillary Indian taxation laws are not applicable, hereby declares that he does not satisfy any of the conditions mentioned below:

(a) the location of address presented by the recipient of services through internet is in Indian territory;
(b) the credit card or debit card or store value card or charge card or smart card or any other card by which the recipient of services settles payment has been issued in the taxable territory;
(c) the billing address of the recipient of services is in the taxable territory;
(d) the internet protocol address of the device used by the recipient of services is in the taxable territory;
(e) the bank of the recipient of services in which the account used for payment is maintained is in the taxable territory;
(f) the country code of the subscriber identity module card used by the recipient of services is of taxable territory;
(g) the location of the fixed land line through which the service is received by the recipient is in the taxable territory.

The acceptance of Terms of use shall be considered as the final Declaration from the above referred User in relation to place of supply is outside India under GST law.

30. The website is controlled, operated and administered by Pioneer Book Co. Pvt. Ltd. from its offices within India. Pioneer Book Co. Pvt. Ltd. makes no representation that materials on this website are appropriate or available for use at any other location(s) outside India. Any access to this website from territories where their contents are illegal is prohibited. You may not use the website or export the materials in violation of any applicable export laws and regulations. If you access this website from a location outside India, you are responsible for compliance with all local laws.

31. The Terms of Use shall be governed by the laws of India. The courts of law at Mumbai shall have exclusive jurisdiction over any disputes arising under the Terms of Use.

Delivery Policy

Print Edition:

Print copies are sent by the Indian Postal Service/Approved Courier Services. For overseas subscription, copies are sent by Airmail.

Web Edition:

Access to www.merisaheli.com is either by username and password for individual subscribers and by IP Authentication for institutional subscribers.

NO REFUNDS
We do not provide any credit, refunds, or prorated billing for subscriptions that are cancelled anytime during subscription.